Qualifying Events

The following are considered “Qualifying Events” to obtain individual health coverage.

  • If you have a baby, adopt a child, or place a child for foster care: Your coverage can start the day of the event – even if you enroll in the plan up to 60 days afterward.
  • If you get married, lose health coverage, move to a new state, or qualify for a Special Enrollment Period another way: Pick a plan by the last day of the month and your coverage can start the first day of the next month.
  • Moving to a new state
  • Changes in your income that affect the coverage you qualify for
  • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
  • Becoming a U.S. citizen
  • Leaving incarceration
  • Change of dependency status of someone on your plan
  • Death of a covered member of your household
  • Turning 26 or older and aging off your parent’s plan
  • AmeriCorps members starting or ending their service