The following are considered “Qualifying Events” to obtain individual health coverage.
- If you have a baby, adopt a child, or place a child for foster care: Your coverage can start the day of the event – even if you enroll in the plan up to 60 days afterward.
- If you get married, lose health coverage, move to a new state, or qualify for a Special Enrollment Period another way: Pick a plan by the last day of the month and your coverage can start the first day of the next month.
- Moving to a new state
- Changes in your income that affect the coverage you qualify for
- Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
- Becoming a U.S. citizen
- Leaving incarceration
- Change of dependency status of someone on your plan
- Death of a covered member of your household
- Turning 26 or older and aging off your parent’s plan
- AmeriCorps members starting or ending their service